Question 1

How quickly can I get an instant personal loan online?

Accepted Answer

You can get approval within 24-72 hours. Once approved, the loan amount is disbursed directly to your bank account within 1-2 working days.

Question 2

What is the minimum credit score required for a personal loan?

Accepted Answer

A minimum credit score of 700 is required for instant personal loan approval. Higher credit scores may qualify for lower interest rates.

Question 3

What documents are needed for an instant personal loan?

Accepted Answer

You need PAN card, Aadhaar card, 3 months salary slips, 3 months bank statements, and proof of current address. The process is 100% digital with minimal documentation.

Question 4

What is the interest rate for instant personal loans?

Accepted Answer

Interest rates start from 9% per annum (0.75% per month) and vary based on your credit score, income, and loan amount. Rates may go up to 24% p.a.

Question 5

Can I prepay my personal loan without charges?

Accepted Answer

Yes, you can make part payments or full prepayment with zero foreclosure charges on most of our personal loan products.

Question 6

What is the maximum loan amount I can get?

Accepted Answer

You can get a personal loan from ₹50,000 to ₹25 lakh, depending on your monthly income, credit score, and repayment capacity.

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Key Features

Eligibility Criteria

Who can apply

Age Criteria

Required Documents

Identity Proof

Address Proof

Other Documents